Retirement income

If we were to coast FI at 50, we should be looking at 1.2m of portfolio that will self run with no likely fresh funds till age 60 for full retirement.

The dividend payout at 50 will supplement our likely meagre salary then. We will ideally take temp or long term PT jobs near home to save on transport and to have time for our own interest.

By 60 we may then aim for full retirement and we will draw the portfolio for living expenses till our cpf payout at age 65.

The last resort would be our property for liquidity if required via lease buy back (we are attached to the flat’s prime location and convenience, plus no kids to inherit our asset since we are child free)

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